Zakat Calculator

Calculate your Zakat easily and accurately. Free online Zakat calculator supporting gold, savings, investments, business assets and more.

Silver Nisab is lower — more Zakat reaches those in need. Some scholars recommend this.

Last updated: 2026-07-20 · All calculations run locally in your browser

📋

Enter your assets and click Calculate to see your Zakat result here.

Advertisement

What is Zakat?

Zakat is one of the Five Pillars of Islam and an obligatory act of worship. It requires eligible Muslims to donate 2.5% of their qualifying wealth annually to those in need. Zakat is both a spiritual purification and a practical means of supporting the less fortunate in society.

How is Zakat Calculated?

Zakat is calculated by following these steps:

  1. Add up all your zakatable assets (cash, gold, silver, investments, business assets, etc.)
  2. Subtract any immediate debts and liabilities
  3. Compare the net amount to the Nisab threshold
  4. If net assets equal or exceed Nisab, multiply by 2.5% to get your Zakat amount
  5. If net assets are below Nisab, Zakat is not due

What is Nisab?

Nisab is the minimum amount of wealth a Muslim must hold for one lunar year before Zakat becomes due. The Nisab threshold is traditionally based on either:

  • Gold Nisab: 87.48 grams of gold
  • Silver Nisab: 612.36 grams of silver

Many scholars recommend using the silver Nisab because it is typically lower, meaning more people qualify to pay Zakat and more recipients may benefit.

Zakat Calculation Formula

Net Zakatable Assets = Total Zakatable Assets − Deductible Debts

If Net Zakatable Assets ≥ Nisab:

Zakat = Net Zakatable Assets × 2.5%

Example Zakat Calculation

Cash savings: £5,000+ £5,000
Gold value: £2,000+ £2,000
Investments: £3,000+ £3,000
Deductible debts: £1,000− £1,000
Net zakatable assets= £9,000
Nisab (gold, at £63/g)= £5,511
Zakat at 2.5%= £225.00

Related Calculators & Guides

Gold Zakat Calculator

Calculate Zakat specifically on your gold assets.

Nisab Calculator

Find out the current Nisab threshold for gold and silver.

How to Calculate Zakat

Learn the step-by-step method for calculating Zakat.

Zakat Calculator UK

Zakat Calculator tailored for UK residents in GBP.

Why Trust This Zakat Calculator?

✓Supports Gold and Silver Nisab
✓Calculates Cash, Savings, Investments and Crypto
✓Uses the standard 2.5% Zakat rate
✓Free and private — no data stored
✓No registration required

Advertisement

Frequently Asked Questions

What is Zakat?
Zakat is an obligatory act of worship in Islam and one of the Five Pillars. It requires eligible Muslims to give 2.5% of their qualifying wealth annually to those in need. Zakat is both a spiritual duty and a means of supporting the less fortunate.
What is the Zakat percentage?
Zakat is generally calculated at 2.5% of qualifying net assets that have been held for one lunar year, provided those assets exceed the Nisab threshold. This percentage is based on the teachings of the Prophet Muhammad (peace be upon him).
What is Nisab?
Nisab is the minimum amount of wealth a Muslim must hold for one lunar year before Zakat becomes due. The Nisab threshold is based on either 87.48 grams of gold or 612.36 grams of silver. Many scholars recommend using the silver Nisab, as it is lower and may benefit more recipients.
How is Zakat calculated?
Zakat is calculated by adding up all zakatable assets (cash, gold, silver, investments, business assets, etc.), subtracting deductible debts and liabilities, then multiplying the result by 2.5%, provided the net assets exceed the Nisab threshold.
When is Zakat due?
Zakat is due once every lunar year (approximately 355 days) on wealth that exceeds the Nisab threshold. Most Muslims choose a specific date, such as Ramadan, to calculate and pay their Zakat annually.
Do I need to pay Zakat on gold jewellery?
There are different scholarly opinions on Zakat for gold jewellery. A common approach is that gold and silver jewellery that is worn regularly may be exempt, while jewellery held for investment or occasional use is zakatable. You may wish to consult a qualified scholar for personal guidance.
Is Zakat calculated on savings only?
Zakat is due on various asset types, not just savings. This includes cash, gold, silver, business assets, investments, stocks, crypto assets, and money owed to you. Deductible debts and immediate liabilities are subtracted from the total.
Can I use this calculator for UK Zakat calculations?
Yes, this calculator supports GBP as the default currency and is designed for UK users. You can also switch to other currencies including USD, INR, PKR, BDT, SAR, and AED.
Is my financial data stored?
No. All calculations are performed locally in your browser. We do not collect, store, or transmit your financial information.

Sources & References

This calculator follows commonly accepted Zakat principles. Users should consult a qualified Islamic scholar for personal religious guidance.

Islamic ReliefNational Zakat FoundationMuslim HandsZakat Foundation of America

Disclaimer

This calculator is for educational and informational purposes only. Zakat rulings may vary by scholar, school of thought, and local context. Please consult a qualified Islamic scholar for personal religious guidance. All calculations are performed locally in your browser. No financial data is collected or stored.